Top 7 Best Loan Agencies in Manchester

Looking for the top 7 best loan agencies in Manchester? Navigating the world of loans can be overwhelming, but finding the right agency can make all the difference. Whether you’re seeking a personal loan, a mortgage, or business financing, Manchester offers a variety of reputable agencies to meet your needs. This guide will help you understand what to look for and what to expect from a quality loan agency.

Here are some common services offered by loan agencies in Manchester:

  • Personal Loans – Tailored solutions for individual financial needs.
  • Business Loans – Financing options to support business growth and operations.
  • Mortgage Services – Assistance with purchasing or refinancing a home.
  • Debt Consolidation – Solutions to manage and simplify existing debts.
  • Auto Loans – Financing for purchasing new or used vehicles.

When selecting a loan agency, consider the following aspects:

  • Interest Rates – Compare rates to ensure competitive pricing.
  • Loan Terms – Understand the duration and repayment schedules.
  • Reputation – Look for reviews and testimonials from previous clients.
  • Customer Service – Assess the availability and responsiveness of the support team.
  • Fees – Be aware of any hidden costs or additional charges.

This guide will delve into the details of each recommended agency, highlighting what sets them apart in the competitive Manchester market. Stay tuned to discover the right fit for your financial goals.

7

Number of companies

6506

Verified reviews

4,51

Average rating

Car Finance 247
+443332471247

1. Car Finance 247

★ ★ ★ ★ ★ 4,5/5
universal square, Devonshire St N, M12 6JH, Manchester
  • Loan agency
  • Finance broker
  • Car finance and loan company

Why we chose them

Car Finance 247 stands out as a premier choice in our directory due to its comprehensive range of services in the automotive finance sector. As a renowned loan agency, they specialize in providing tailored financial solutions to help customers secure the best deals on car loans. Their expertise as a finance broker ensures that clients receive personalized advice and competitive rates, making the car-buying process smoother and more accessible.

Offering dedicated car finance and loan services, the company is committed to simplifying the financial aspect of purchasing a vehicle. Their user-friendly platform and knowledgeable team work diligently to match borrowers with suitable lenders, ensuring that every customer finds the ideal financing option tailored to their needs. This focus on customer satisfaction and financial accessibility makes them a valuable addition to our directory.

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The Co-op Credit Union
+443456023554

2. The Co-op Credit Union

★ ★ ★ ★ ★ 4,9/5
1 Angel Square, M60 0AG, Manchester
  • Loan agency
  • Financial institution
  • Credit union

Why we chose them

The Co-op Credit Union stands out as a reliable financial institution offering a range of services including loans, savings, and credit union membership. Known for its excellent customer service, it provides an easy and efficient way for members to manage their finances. The company caters to employees, pensioners, and members of various cooperative organizations, as well as their families, making financial services accessible to a broad community. Members can take advantage of various savings plans like the Regular Savings and Saver Plus, while also benefiting from affordable loan options ranging from £50 to £15,000.

This credit union emphasizes convenience and flexibility by allowing loan repayments through payroll deductions or direct debit. It also offers specialized loans for different needs, such as Family Loans, Wedding Loans, and Home Improvement Loans. The Co-op Credit Union is committed to supporting its members with financial tools like a budget planner and savings calculator, as well as providing resources for mental health and energy debt help. Regulated by the Prudential Regulation Authority and a member of the Financial Services Compensation Scheme, this institution ensures a secure and trusted environment for its members.

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Trusthouze Mortgages
+441616434889

3. Trusthouze Mortgages

★ ★ ★ ★ ★ 5,0/5
639, 641 Manchester Old Rd, M24 4PN, Manchester
  • Mortgage lender
  • Financial planner
  • Life insurance agency
  • Mortgage broker

Why we chose them

Trusthouze Mortgages is a distinguished financial services provider based in Manchester, specializing in a comprehensive suite of offerings that include mortgage lending, financial planning, life insurance, and mortgage brokering. Their unique approach integrates extensive industry experience with cutting-edge technology to facilitate efficient investment and home purchase processes. Trusthouze is renowned for fostering long-term relationships with clients, spanning three generations of local families. This dedication to building trust and reliability is reflected in their preference for client recommendations over traditional advertising.

In addition to mortgages, Trusthouze offers essential financial planning services, such as pensions, savings, investments, and wills, ensuring clients are well-prepared for the future. Their mission is to provide personalized advice that aligns with clients’ financial goals, supported by a dedicated team of professionals. As a trading style of CALFA Ltd, Trusthouze is authorized and regulated by the Financial Conduct Authority, reinforcing their commitment to maintaining high standards of service and trust. Their active involvement in community initiatives, like supporting the Greater Manchester Blood Bikes Charity, further underscores their commitment to social responsibility.

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Brantwood Finance Company
+441617360003

4. Brantwood Finance Company

★ ★ ★ ★ ★ 4,9/5
the tube, Business Centre, 86 North St, M8 8RA, Manchester
  • Loan agency

Why we chose them

Brantwood Finance Company is a distinguished loan agency providing short-term cash and doorstep loans in the Greater Manchester area. Known for their honest and personal service, they have been serving the community for over 30 years. Specializing in home credit loans, they offer a face-to-face lending experience, which many customers find lacking with other lenders. This personal touch allows them to build strong relationships with borrowers and offer flexible repayment options tailored to individual financial situations.

As a more favorable alternative to payday loans, Brantwood Finance Company ensures that their home collected loans come with lower, manageable interest rates and no hidden fees. Their transparent loan process guarantees that customers only pay what is agreed upon at the start. With local agents dedicated to understanding and supporting each borrower, they emphasize affordability and transparency, making sure that loans and repayments are within the customer’s means. Their commitment to customer satisfaction is reflected in their excellent service and high user ratings.

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Cash Converters
+441612572611

5. Cash Converters

★ ★ ★ ★ ★ 3,8/5
823 Stockport Rd, M19 3PN, Manchester
  • Loan agency
  • Bicycle Shop
  • Cell phone store
  • Game store
  • Second hand store
  • Music store
  • Pawn shop
  • Store
  • Tool store

Why we chose them

Cash Converters is a versatile establishment offering a wide range of services, making it a valuable addition to our company directory. As a loan agency, pawn shop, and second-hand store, it provides customers with convenient options for buying, selling, and borrowing. The store also features a diverse selection of products, including electronics, musical instruments, and gaming equipment, catering to varied interests and needs. Whether you’re looking for cell phones, bicycles, or tools, this location offers a comprehensive shopping experience.

In addition to its retail offerings, Cash Converters serves as a hub for collectors and hobbyists, with categories spanning jewelry, fashion, and collectibles. The company is committed to providing quality products and services, highlighted by its authorization and regulation by the Financial Conduct Authority. This dedication ensures a trustworthy environment for transactions, making it a reliable choice for both everyday shoppers and those seeking specific items. With its extensive selection and professional services, it stands out as a multifaceted store meeting diverse consumer demands.

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Everyday Loans Manchester
+441618047996

6. Everyday Loans Manchester

★ ★ ★ ★ ★ 4,0/5
2nd Floor, Barlow House, 4 Minshull St, M1 3DZ, Manchester
  • Loan agency
  • Financial institution

Why we chose them

Everyday Loans Manchester is a leading unsecured personal loan lender, recognized for its commitment to providing financial solutions tailored to individuals with less-than-perfect credit. As a direct lender, the company offers a range of loan options, including bad credit loans, debt consolidation, and personal loans for various purposes such as home improvement, weddings, and car purchases. With a focus on accessibility, they ensure that applying for a loan doesn’t affect the applicant’s credit score, thanks to their use of Soft Search Technology. The company prides itself on being a friendly UK lender, offering loans from £1,000 to £15,000 with repayment terms ranging from 18 to 60 months.

The company stands out for its dedication to responsible lending and customer satisfaction, having served over 300,000 customers since its inception in 2006. With more than 75 branches nationwide, Everyday Loans Manchester emphasizes that they understand the ups and downs of life, providing support to those who have struggled with credit in the past. The application process is streamlined for convenience, allowing customers to receive a conditional decision in minutes without any application fees. Their transparent approach, without charging insurance or loan processing fees, alongside their status as a member of the Finance and Leasing Association, reinforces their reputation as a trusted financial institution.

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H&T Pawnbrokers
+441618654930

7. H&T Pawnbrokers

★ ★ ★ ★ ★ 4,5/5
Ground Floor, Chester Road Stretford Mall Shopping Centre, Unit 44, M32 9BB, Manchester
  • Loan agency
  • Currency exchange service
  • Gold dealer
  • Jewelry store
  • Pawn shop

Why we chose them

H&T Pawnbrokers stands as a prominent figure in the UK’s financial services landscape, with a rich history dating back to 1897. Strategically located within the Cheetham Hill Shopping Centre, the store offers a welcoming environment to explore a diverse range of high-quality pre-loved jewellery and luxury watches, all authenticated by experts. Customers can enjoy a seamless shopping experience, whether visiting in-store or browsing online. The company also provides an array of financial services, including currency exchange, cheque cashing, and Western Union money transfers, ensuring convenience and peace of mind for those seeking quick cash solutions.

As a fully regulated entity under the FCA, the company offers professional pawnbroking and personal cash loans, utilizing assets like jewellery, gold, and watches to lend against value. The store also specializes as a gold dealer, offering competitive rates for unwanted gold, regardless of condition. With a commitment to community and accessibility, this location provides expert advice and services for individuals from all walks of life. With over 270 stores nationwide, the company continues to be a trusted name, known for its customer-centric approach and comprehensive financial solutions.

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FAQs

What types of loans can I get from loan agencies in Manchester?

Loan agencies in Manchester typically offer personal loans, business loans, mortgage services, debt consolidation, and auto loans to meet various financial needs.

How do interest rates for loans in Manchester typically compare?

Interest rates can vary based on the type of loan and the lender. Generally, personal loans may range from 3% to 15% APR, while mortgage rates can be between 1.5% to 4% APR. It's important to compare rates to ensure competitive pricing.

What factors should I consider when choosing a loan agency in Manchester?

Consider the agency's reputation, interest rates, loan terms, customer service, and any additional fees. Reading reviews and testimonials can also provide insight into their reliability and service quality.

How long does it typically take to get approved for a loan in Manchester?

Approval times can vary, but personal loans might take a few days to a week, while mortgage approvals can take several weeks. It depends on the lender's process and the complexity of your application.

What are the average costs of loan agency services in Manchester?

While fees can vary, personal loan origination fees might range from 1% to 5% of the loan amount. Mortgage closing costs could be approximately 2% to 5% of the property price.

Can loan agencies in Manchester help with debt consolidation?

Yes, many loan agencies offer debt consolidation services to help you manage and simplify existing debts, potentially reducing interest rates and creating a single monthly payment.

What is the typical repayment period for loans in Manchester?

Repayment periods vary by loan type. Personal loans usually range from 1 to 7 years, while mortgages can extend from 15 to 30 years. Business loans may have terms from a few months to several years.

How can I ensure I choose a reliable loan agency in Manchester?

Research potential agencies, check their accreditation, read customer reviews, and compare their offerings. Ensuring they have transparent terms and responsive customer service is also crucial.

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