The 7 Best Mortgage Brokers in Manchester

Finding the right mortgage broker in Manchester can be a daunting task. Whether you’re a first-time buyer or looking to refinance, a skilled broker can help you navigate the complexities of the mortgage market. This guide from bestmcr.com highlights the 7 best mortgage brokers in Manchester, each offering tailored services to meet your unique needs.

Before diving into the list, it’s essential to understand the range of services a mortgage broker can provide and the key aspects to consider when making your choice. Here’s what you can expect:

  • Personalized Advice: Tailored guidance based on your financial situation and goals.
  • Access to Multiple Lenders: Brokers have connections with various lenders, offering a wide range of mortgage options.
  • Negotiation Skills: They can negotiate better terms and rates on your behalf.
  • Application Support: Assistance with completing and submitting your mortgage application.
  • Refinancing Options: Help in finding better deals if you’re looking to refinance.
  • Fee Structure: Understanding costs involved, which can range from $500 to $3000, depending on the complexity.
  • Market Knowledge: Up-to-date insights into the Manchester real estate market.

With these factors in mind, explore our curated list of the 7 best mortgage brokers in Manchester to find the perfect partner for your home buying journey.

7

Number of companies

2262

Verified reviews

4,90

Average rating

Credability

1. Credability

★ ★ ★ ★ ★ 4,5/5
Think Park, Mosley Rd, M17 1FQ, Manchester
  • Finance broker
  • Financial institution

Why we chose them

CredAbility, a dynamic credit report provider, offers a comprehensive and free service that empowers users to gain insights into their financial history. With over 100,000 members improving their credit scores monthly, this platform provides step-by-step action plans tailored to help users achieve their financial goals. The service includes personalized insights, spotlight checks, and actionable tips to enhance users’ credit scores, all without any charges. As a trusted finance broker, CredAbility collaborates with over 40 lenders to present a wide array of credit options, ensuring there’s something suitable for every financial situation.

Users can benefit from a seamless experience with CredAbility, thanks to its intuitive app, which offers up-to-date information and helpful financial tips. By providing a detailed view of credit usage and available balances, the platform acts as a free financial health check for its users. With glowing reviews on Trustpilot, CredAbility is praised for its easy-to-use interface and the valuable insights it provides. Whether comparing loans, credit cards, or car finance, users can explore options without affecting their credit scores, making this service a valuable addition to our directory for those seeking to maintain and improve their financial health.

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First Mortgage
+441618830100

2. First Mortgage

★ ★ ★ ★ ★ 5,0/5
Queens Chambers, 5 John Dalton Street, M2 6ET, Manchester
  • Mortgage broker
  • Life insurance agency

Why we chose them

First Mortgage stands out as a leader in the mortgage brokerage industry by offering free, impartial advice to clients across the UK. Known for their “Best in Market” guarantee, they promise to pay £500 if you find a better mortgage deal elsewhere. With access to over 10,000 mortgage products from more than 90 lenders, their expert advisors ensure personalized solutions tailored to your financial circumstances. This commitment to excellence has earned them the title of the UK’s Most Trusted Mortgage Broker, supported by over 20,000 5-star reviews from satisfied clients.

In addition to mortgage brokerage services, First Mortgage offers life insurance agency services, providing comprehensive financial solutions. Their Manchester branch offers a welcoming environment where clients can receive in-person advice over a cup of tea, or conveniently access services online or by phone. Dedicated to simplifying the mortgage process, they handle all paperwork and liaise with surveyors and solicitors, ensuring a stress-free experience. Their exceptional service and customer-centric approach make them a preferred choice for those seeking reliable mortgage advice.

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Fleetprices.co.uk
+448000970897

3. Fleetprices.co.uk

★ ★ ★ ★ ★ 4,8/5
Marston House, 90 Liverpool Rd, M44 5AN, Manchester
  • Finance broker
  • Car finance and loan company

Why we chose them

FleetPrices.co.uk stands out as a premier choice in the car leasing industry, offering tailored solutions for both business and personal vehicle needs. As a family-run business, they pride themselves on providing a personalized service that ensures customers find the right vehicle quickly and at the best price. With a wide selection of cars and vans, including options for electric and hybrid models, they cater to diverse preferences and budgets. Their extensive connections with manufacturers enable them to offer competitive deals, making them a trusted partner for leasing across the UK.

Specializing as a finance broker and car finance company, FleetPrices.co.uk delivers a transparent and customer-focused approach. They provide comprehensive support throughout the leasing process, from selecting the ideal make and model to understanding the nuances of business and personal car leasing. Customers appreciate their efficient and friendly service, which includes managing existing leases and offering expert advice. This commitment to excellence is reflected in their continuous customer satisfaction and a reputation for reliability and value in the car leasing market.

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Springstep Mortgages
+441614013370

4. Springstep Mortgages

★ ★ ★ ★ ★ 5,0/5
79 Tib St, M4 1LS, Manchester
  • Mortgage broker

Why we chose them

Springstep Mortgages stands out as a dedicated mortgage broker known for its friendly and approachable service. Offering a comprehensive range of services, they guide clients through the complexities of the mortgage process with expertise and care. Their commitment is evident in their promise to provide the best deals and solutions, ensuring a seamless and hassle-free mortgage journey. They pride themselves on being whole-of-market experts who prioritize clients’ needs, offering tailored packages that fit individual lifestyles.

Clients can expect a personalized experience with one point of contact, free from jargon and hard selling. The company is passionate about making the mortgage process straightforward and accessible, whether for first-time buyers, those moving home, or anyone looking to remortgage. By leveraging their extensive market knowledge, they effectively advocate for their clients’ interests, ensuring the best possible outcomes. Their dedication to doing things right reflects their core philosophy: to be there for their clients at every step, making the mortgage journey as smooth as possible.

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Birtles Mortgage & Financial Solutions Ltd
+447791577737

5. Birtles Mortgage & Financial Solutions Ltd

★ ★ ★ ★ ★ 5,0/5
3 Flixton Rd, M41 5AW, Manchester
  • Mortgage broker

Why we chose them

Birtles Mortgage & Financial Solutions Ltd. stands out as a premier mortgage broker offering a specialist and bespoke service across the North West. With access to over 12,000 mortgage products from more than 90 UK lenders, the company provides unbiased and tailored advice to meet diverse client needs. Whether you are a first-time buyer, home mover, re-mortgaging, or a buy-to-let investor, the principal adviser, Madeleine Birtles, ensures personalized solutions. The company also offers guidance on life, critical illness, and income protection insurance, helping clients safeguard their mortgages and lifestyles.

Clients consistently praise Madeleine for her professionalism, expertise, and dedication, highlighting her ability to simplify complex processes and offer the best options available. This commitment to excellence is reflected in the company’s approach, which includes an initial no-obligation meeting to discuss individual requirements. As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, the company operates under the regulation of the Financial Conduct Authority, ensuring a trustworthy and compliant service. Their focus on customer satisfaction and tailored solutions makes them a valuable addition to our directory.

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Platinum Vehicle Consulting Ltd
+441615103010

6. Platinum Vehicle Consulting Ltd

★ ★ ★ ★ ★ 5,0/5
The Grove, 27 Manor St, Ardwick Green N, M12 6HE, Manchester
  • Finance broker

Why we chose them

Platinum Vehicle Consulting Ltd. stands out in our directory for its exceptional role as a finance broker. Specializing in tailored financial solutions, the company provides expert advice and services to individuals and businesses looking to secure vehicle financing. Their approach is marked by a commitment to understanding client needs and delivering bespoke financial arrangements, making them a trusted partner in navigating the complexities of vehicle finance.

With a focus on customer satisfaction and industry expertise, this company ensures that each client receives personalized attention and guidance. Their dedication to providing comprehensive financial solutions has earned them a reputation for reliability and excellence. This, coupled with their strong industry presence, makes them a noteworthy addition to our directory for those seeking specialized financial brokerage services in the automotive sector.

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The Mortgage Store Middleton
+441615189555

7. The Mortgage Store Middleton

★ ★ ★ ★ ★ 5,0/5
Brulimar House, Jubilee Rd, M24 2LX, Manchester
  • Mortgage broker

Why we chose them

The Mortgage Store Middleton stands out as a dedicated mortgage brokerage service, expertly led by Penny Stein, a specialist with over 30 years of experience in financial services. Offering a wide array of services, including mortgages, remortgages, and specialized advice for self-employed individuals and contractors, they are committed to making the mortgage process seamless and stress-free. The company provides tailored solutions for first-time buyers, home movers, and buy-to-let investors, ensuring clients receive personalized guidance based on their unique financial circumstances.

With a focus on exceptional service, the company prides itself on facilitating a smooth journey from initial consultation to completion. Penny’s expertise spans various mortgage types, including NHS, police, and armed forces mortgages, offering bespoke options for those with complex incomes. The initial consultation is free, allowing clients to explore their options without pressure. This personalized approach, combined with access to a comprehensive range of lenders, underscores the company’s commitment to finding the most suitable mortgage solutions for their clients.

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FAQs

What services do mortgage brokers in Manchester offer?

Mortgage brokers in Manchester provide personalized advice, access to multiple lenders, negotiation of better terms and rates, application support, refinancing options, and insights into the local real estate market.

How much do mortgage broker services cost in Manchester?

The cost of mortgage broker services in Manchester typically ranges from €450 to €2,800, depending on the complexity of the service required.

How long does the mortgage process take with a broker in Manchester?

The mortgage process with a broker in Manchester can take anywhere from a few weeks to a couple of months, depending on the complexity of your financial situation and the lender's requirements.

What should I consider when choosing a mortgage broker in Manchester?

Consider the broker's experience, range of services, fee structure, access to lenders, reputation, and their understanding of the Manchester real estate market.

How can a mortgage broker help me get a better deal?

A mortgage broker can leverage their network of lenders to find competitive rates, negotiate terms on your behalf, and provide expert advice tailored to your financial situation.

Is it cheaper to use a mortgage broker or go directly to a lender?

Using a mortgage broker may provide access to better deals and rates than going directly to a lender, as brokers can compare multiple offers and negotiate terms for you.

Can mortgage brokers help with refinancing in Manchester?

Yes, mortgage brokers in Manchester can assist with refinancing by evaluating your current mortgage, identifying better rates, and facilitating the transition to a new loan.

Are there any risks involved in using a mortgage broker?

While using a mortgage broker can offer many benefits, it's important to ensure they are reputable and transparent about their fees and any potential conflicts of interest.

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